NEWS ALERT: On Thursday, December 13th 2018 the Department of Education announced they will begin issuing Borrowers Defense to Repayment Discharges for up to $150,000,000 in contested student loans. Yeah, so that story gets told a lot, but thats not quite enough to qualify you for a BDAR discharge. Education Secretary Miguel Cardona has approved $2 billion in discharges for 105,000 borrowers to date, but a lawsuit filed Monday says the agency could do more and much faster. Im not a representative of the US government. For example, if a student earns a bachelor's degree in nutrition science from Kaplan, the university will provisionally accept the student in a related master's-degree program, usually . Your only option will probably be a Borrowers defense discharge. Thoughts about eligibility? Student loans for two years totalled $63,000. Keyword: Adult Education. Hi! Kaplan continues to provide "back office support" and shares in Purdue Global's revenues. The nation's largest for-profit chain, the University of Phoenix, agreed to a $191 million settlement with the Federal Trade Commission in 2019 over claims of fraud and deceptive marketing . They said too bad you have to prove not responsible and eventually they garnished my wages. Did they change your grades to keep you enrolled, even though you should have been dropped for poor performance? Upon payment they did finally send the degree. Why? Should I go ahead with trying to get my closed school student loan discharge. Investigations are still active for six other schools, including Kaplan University, the University of Phoenix and Everest University. You did not transfer your Kaplan University credits to another school which youre currently attending. In your Borrowers Defense Application, its very important that you stress the fact that Kaplan University defrauded the US government out of $4 billion dollars, and that part of that defrauding process was directed against YOU, the person who was sold a false bill of goods, promised things that never got delivered. After failing that course miserably, I was enrolled in what seemed like a preschool class compared to the previous course! Possibly. This led to a fine of almost $30 million by the U.S. Department of Education. I was wondering if I qualify for the Borrowers Defense. In 2012 I became pregnant with my son. The new school no longer have my degree course so theyre trying to get me to re-enroll up under them add check this out 11 more classes when I wouldnt have but six more at Kaplan stating that they no longer have their degree although theyre picked up where the school left off without the closing The funny thing is I can still log in and see everything on dashboard and again am not enrolled these schools full of it. Every single test was open book and i didnt like that because it felt as if i learned nothing. Hi, I attended Kaplan but had to stop going before i finished my degree. The complaint, filed in U.S. District Court in Massachusetts on Monday, centers on an application submitted by the Massachusetts Attorney Generals Office in 2016 for roughly 100 former students of Kaplan Career Institute in the state. Theres a very good chance that anyone who applies for BDAR while the program is still in existence will be grandfathered in and allowed to receive loan forgiveness, even if the program gets cut. If you're eligible for an automatic discharge, the U.S. Department of Education (ED) will notify your loan servicer which should then, in turn, notify you. Any suggestions I would greatly appreciate. Thanks. I attended kaplan online from 2006 to 2008. You need to prove that they committed fraud against you. Especially because I never applied for a loan. If youve got Federal Loans call the Student Loan Relief Helpline to see if they have any options for consolidating, refinancing or somehow getting your loans back into repayment status so that you can get back on track with paying them off. Um, this is not the way to tell your story if you want a BDAR Discharge. Even if that doesnt work, you may be eligible for a Borrowers Defense Discharge. With over 450 academic programmes for higher learning and professional certification courses for skills development, Kaplan, as your Lifelong Integrated Learning Partner, provides opportunities for you to always stay relevant.. You can file a claim against a school at any time. Read my post again and look at the types of reasons that people would qualify for them. Then about two years later I started getting billed. DeVry, ITT Tech students among thousands of defrauded borrowers to receive $415 million in loan cancellation. Do not lie on your BDAR application! The school was accused and found guilty of illegal marketing activities. You can reach them at 1-877-317-0455. When I was attending college is was called T.E.C. Hello! I, also paid for an official transcript in 2017 and never received one. I signed up for the bach degree it was some kind of special fast lane for a degree Im sorry i cant remember exactly what it was called but they changed my degree 3 times and each time i ended up signing another financial letter and owing more money and then finally being told I would have a job before i graduated. I called Kaplan shortly after graduation to help with placement and I was always put off. In 2017 $6,000. To get your loans forgiven you need to prove that something illegal was done AGAINST YOU personally. In fact, I think this is going to create such a big problem for so many people that Ive set up a new website called Forget Tax Debt to offer IRS tax-related advice, just like I do here for student loans. 1. While you can certainly find good information about these programs from non-governmental websites, there are also a lot of scammers taking advantage of desperate people, and you dont want to become one of their next victims. Hi,I entered Kaplan July2013,graduated in. long story short I was called back to my job prior to having my child and thought I would be able to still work and continue my classes but it got to be too much and I couldnt afford to quit my job, so I quit my school. I was so mad but graduated early January 2011. I used to be a former student of kaplan in san diego for vocational nursing. Read my entire post and look at the Eligibility section. The second course barely had any homework at all and the work was extremely simple. Thank God I got some of my credits transfred to a different online school in 2018. Well they turned in my app and about 1 1/2 years later contacted about loan, told them never went to school and explained situation. Nope, theres no time limit for BDAR applications, but Id get your app in as soon as possible because its taking forever to hear back from the Department of Education on the status of applications. (CN) - A federal judge in Miami refused to dismiss several lawsuits in which former employees accuse Kaplan University and Kaplan Higher Education Corp. of violating the Higher Education Act, in search of federal funding and profits. For some reason they had her take out a personal student loan via Citi Bank vs the tried and their federal student loan program like the rest of us. If they promised employment within your field, then that may be grounds for a BDAR Discharge. It was either I do this or I would not get a diploma. If youre having any problems with the IRS, or with taxes, then you need to visit Forget Tax Debt, where Ill walk you through things like applying to the IRS Fresh Start Program, negotiating for an IRS Tax Debt Settlement, qualifying for IRS Tax Debt Forgiveness or simply Filing & Paying IRS Back Taxes. While it took the government six months to respond to that group claim, attorneys for the former Kaplan students say their clients have heard nothing in six years. I graduated with an associates in business management but never recieved my diploma from them due to them messing up my loans and saying I had to pay a bunch back prior to receiving my diploma. Once I started courses, they kept delaying my notification of how much time I earned for my experience.I never received any credit for my work experience. Does this apply to other schools besides Kaplan? Online colleges, including The University of Phoenix, Argosy University and Kaplan University, were among 15 for profit colleges targeted by an undercover Government Accountability Office investigation of for-profit college recruiting tactics; the investigation found evidence of education fraud and deceptive marketing tactics. In 2018, i enrolled in a community college, but they were unable to recieve my transcript. Yeah, you may be able to get approval for a Closed School Discharge. Now when I look for employment, my resume is reviewed and I am often asked why did I graduate with a Business Administration degree when my transcripts show my aim was to be in HealthCare Management Administration. The school was doing so many illegal things, and running such fraudulent business practices, that the US Government investigation, lawsuit and punitive measures basically forced it into closing down, which isnt surprising if you consider just how bad they were behaving. Any point in trying to apply for this program? You need to show that they were committing illegal activity, so be more specific in your explanation. You can find their contact info by Googling their name. Im looking to have my loans removed but I dont know where to look for any information that shows I went to the school. Create your eSignature and click Ok. Press Done. Hey Tim, Something really weird happened with the reporting of my student loans to the credit bureaus in December 2018. *The Kaplan University Lawsuit* One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved of defrauding the US Government to the number of a huge $4 billion, which is essentially a record when it comes to higher education scam. I attended because they advertised as accredited for a degree in Business I completed all my classes. Hello, I graduated back in 2009 but I had started when it was called Meric college. Consumers who are eligible for the private loan cancellation under the settlement do not need to take any action. You can find the official US government application for the Borrowers Defense program here. Its not like they put that stuff in writing. I was worried about payment being an issue but I was told that everything was paid for it was just a glitch in the system this went on for the entire second and third semesters at the end I got fed up and tried to transfer to a different online school but by the time I was able to take a class I was so defeated and frustrated with what I went through I just gave up. I think you need an attorney to help with this. I also went to Kaplan online I have been fighting with them about charging me when I wasnt even enrolled there. and there was no support you were basically on your own and unsure if you have learned the courses correctly. Every servicer has a slightly different way of processing these applications, so once youve submitted your paperwork, youll need to listen to them and follow their instructions in order to get the discharge approved. One of the main reasons that Kaplan loans are eligible for the Borrowers Defense program is that the school has been accused of defrauding the US Government to the tune of a whopping $4 billion, which is basically a record when it comes to higher education fraud. Well oh I was 100percentbon the test never have they seen that before etcok I can get you a grant for 1000.00 and its only 300.00 more that if you cant cover well get you a loan for the difference. Kaplan University-Des Moines Campus. Any assistance you can provide will be appreciated. . Does this qualify for any of these programs. This is because the IRS considers the forgiven debt to be taxable income, meaning that you have to claim it as income on your annual IRS tax return. You dont necessarily have to have a physical recording of someone saying something to use as proof as long as you can provide enough details to make it a credible report, you should be ok. Make sure to include time, place, person, position, etc., when writing up whatever it is that you want to report. She didnt seem to really care, and enrolled me in a college algebra course. They didnt care and listed the required document as waived on my account and told me to start the enrollment process along with financial aid. I didnt get to graduate until January 2009 having never been given credit for my work experience or some of my completed classes form other legitimate schools. I attempted to attend and graduate from Kaplan 2010 however it was always more loans I needed to complete my said 32 thousand for my degree. Id pursue the BDAR Discharge. The real kicker came when I approached time for graduation. What should i do. The person that claimed in their answer, Kaplan University was not "regionally accredited", and therefore not a good school, is wrong. How to Use the Closed School Student Loan Discharge Program. Time to Degree. You can reach them at 1-888-906-3065. Hi after doing research on different universities that offer Master in Nursing and finally speaking with Kaplan guidance/financial aid counselors, I started the Kaplan Nursing Program in June of 2010, with the advertisement of high graduation rate, job placement, etc. Choose My Signature. If you cant be specific and explain this clearly, then your application will be rejected and youll have to continue paying off that Kaplan debt. Does what? In fact, the amount of the courses were paid by the loan lender. I was however unable to attend graduation due to a family health crises that required me to temporarily relocate out of state. At an income tax rate of 30%, youd need to pay the IRS $30,000, but the worst part about it is that the IRS typically wants you to pay them in a single, lump-sum payment all at once, unlike student loans which are broken up and stretched out over a period of years. Our teacher were only Medical Assistants with a few years experience. 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